Decide How to Pay
Step 2 of 4
Cash, Finance, or Lease
Once you’ve picked a Chevrolet, the next step is deciding how to pay for it. RMP Chevrolet supports three main paths: paying cash, financing through the dealership, or leasing. Each option suits a different kind of driver, so it helps to think about how long you plan to keep the vehicle and how many kilometres you typically put on it each year.
Paying Cash
Paying cash means you own your Chevrolet outright from day one, with no monthly loan payments or interest charges. This route works well if you’d rather skip financing altogether and keep things simple.
It also means no lender approval process and no interest accruing over time, which can make budgeting more straightforward. Our team can still walk you through pricing, applicable fees, and paperwork every step of the way.
Financing Your Chevrolet
Financing spreads the cost of your Chevrolet over a set term, with regular payments that build ownership as you go. Each payment covers a portion of the vehicle’s price plus interest, and your equity in the vehicle grows with every payment you make.
- You choose a down payment and a term length that fits your budget.
- We provide estimated monthly payment figures based on price, term, and applicable rates and fees.
- Once the term ends and any remaining balance is paid off, the Chevrolet is yours outright – with no mileage limit to worry about, since you’re building toward full ownership.
Our finance team explains each step in plain language and welcomes every question, no matter how basic it may seem. If your credit history is less than perfect, we can still work with you to find a path forward – approval isn’t limited to buyers with a long or spotless credit history.
Try the Payment Calculator
Leasing Your Chevrolet
Leasing often means lower monthly payments than financing, in exchange for mileage and condition limits. Think of it as a long‑term rental, backed by Chevrolet’s full manufacturer coverage throughout the term. Leasing can also make sense if you like driving a newer model every few years without committing to long‑term ownership.
- You pay for the portion of the vehicle’s value you use, not the full purchase price.
- At the end of the lease, you can return the vehicle, explore other options, or ask about buying it outright. Our lease return centre can walk you through that process when the time comes.
- We’ll review mileage limits and condition guidelines with you before you sign anything, so there are no surprises at lease‑end.
Not sure which way to go? Our finance vs. lease breakdown lays the two side by side.
Trading In Your Current Vehicle
If you are replacing a vehicle you already own, a trade‑in can reduce what you finance or lease. We’ll assess your current vehicle’s condition, mileage, and market value, then apply that amount toward your new Chevrolet.
In Saskatchewan, a trade‑in also reduces the PST you owe, since SGI calculates it on the price after your trade‑in credit is applied rather than the full purchase price. This step can happen entirely online through our value‑your‑trade tool, or in person during your visit.
Support for Every Buyer
Not every buyer’s situation looks the same, and our finance office is built around that reality. If you’re buying for the first time, new to Canada, or working through credit questions, we’re here to help.
We’ll walk you through your options step by step, answer questions in plain language, and help you find a payment structure that fits your budget and driving habits.
Apply for Financing
Questions About Your Numbers?
Our finance team can go through your situation in detail, no obligation. Call (306) 585-1770 or visit us at Highway 1 and Highway 6, Regina.
The Rest of the Guide
